Kite Card fees & limits

Here are the fees for card activity and the spending limits that apply.

Fees

• Card top-up (USDC or USDT to card): 0% conversion fee
• Spending in USD: free
• Spending in other currencies: 1.8% FX fee on the transaction amount
• Card issuance and maintenance: free

Spending limits

These limits cover both in-store and online purchases.

• Daily: $50,000 or 50 transactions, whichever you reach first
• Yearly: $990,000 or 1,040 transactions, whichever you reach first

ATM withdrawal limits

Coming soon.

Good to know

• Daily limits reset at midnight Singapore time (SGT, UTC+8).
• Pending transactions count toward your limits until they settle.
• Before you confirm a top-up, the app shows the fee (0%) and the amount that will reach your card.