Why Kite
Why Kite is the best stablecoin card for Taiwan
Here is the receipt.
A Visa card you load with USDC or USDT. Your balance sits in US dollars and spends anywhere Visa works, with no annual fee and a non-custodial wallet only you control.
| What to look for | The Kite Stable Card |
|---|---|
| Annual or monthly fee | None. Issuing and maintaining the card is free. |
| Foreign exchange cost | 1.8% on non-dollar spends. Zero on US dollar spends. |
| Who holds your money | You do. The wallet is non-custodial, secured with multi-party encryption. |
| Cash access in Taiwan | Withdraw Taiwan dollars at any Visa ATM. Coming soon |
| What your balance holds | US dollars, so local currency swings do not eat your savings. |
| Top-up cost | 0.53% to move USDC or USDT onto the card. |
Your money, in dollars
Hold dollars, skip the FX markup in Taiwan
Spend the world without the FX games.
Between overseas shopping and travel, New Taiwan dollar conversions and card FX quietly stack up. Load USDC or USDT, hold your balance in US dollars, and spend it at home or across 180+ countries. US dollar spends carry no added fee, everything else is a flat 1.8%.
| A typical bank card abroad | Your Kite Stable Card | |
|---|---|---|
| FX on US dollar spends | Often 2 to 3% plus a weak rate | No added fee |
| FX on other currencies | A 2 to 3% markup | A flat 1.8% |
| What you hold | Local currency only | US dollars, held at par |
| Who controls it | The bank | You, in a non-custodial wallet |
Your balance stays in dollars, so local currency swings never eat your savings.
Everyday spending
Spend anywhere in Taiwan
One card. 150M+ places. No FX games.
Tap in store with Google Pay, or check out online. US dollar spends cost nothing extra, non-dollar spends are a flat 1.8%. ATM withdrawals are not available at the moment.
A virtual card, ready to tap
We issue a virtual Visa the moment you are approved. Add it to Google Pay and pay in store the same day.
Spend at 150M+ merchants
Your card works anywhere Visa is accepted, online and in store. Buy in US dollars and pay no added FX.
Cash out at ATMs Coming soon
Soon you will withdraw Taiwan dollars at any Visa ATM in Taiwan. For now, tap to pay anywhere Visa works.
Your balance stays in dollars
Prices in USDC or USDT can move, but once funds are on the card they are US dollars. What you loaded is what you spend.
Get started
Get your Kite Stable Card in 3 simple steps
Set up in minutes. No seed phrase.
Sign up and verify
Create your wallet with your email address and pass a quick identity check. No seed phrase to memorise.
Get your free virtual card
We issue a virtual Visa instantly and you add it to Google Pay in a couple of taps.
Top up and spend
Move USDC or USDT onto the card and your dollars are ready to use anywhere Visa works in Taiwan.
Availability
Is Kite available in Taiwan?
Yes.
If you’re 18 or older and pass a quick KYC check, the Kite Stable Card is yours as a virtual Visa.
Live in nine countries today: Thailand, the Philippines, Vietnam, Singapore, Taiwan, Japan, Australia, South Korea, and Malaysia. Full eligibility sits in our help centre.
Your keys, your money
Truly non-custodial. You own your keys.
Stay in full control of your assets from day one. We never hold your keys, and you keep flexible ways to back up and recover access.
Multi-party encryption (TSS-MPC)
Your keys are split across multiple parties, so there is no single point of failure and no one else can move your funds.
Social backup and recovery
Back up with Google or Apple and recover access without a seed phrase to lose. Security that fits real life.
Export your keys anytime
Truly non-custodial means you are never locked in. Your keys are yours, from day one.
Pricing
What the Kite Stable Card costs in Taiwan
Almost zero fees. Seriously.
| Action | Fee |
|---|---|
| Issue the card | $0 |
| Hold the card (annual or monthly) | $0 |
| KYC verification | $0 |
| Payment processing | $0 |
| Authorisation & settlement | $0 |
| Declined transaction | $0 |
| Replacement card | $0 |
| Close your account | $0 |
| Top up from USDC or USDT | 0.53% |
| Spend in US dollars | $0 |
| Spend in Taiwan dollars or non-USD | 1.8% FX |
| Receive crypto to your wallet | $0 |
| Network gas when you send | $0 we cover the gas |
Card limits
| Limit | Amount |
|---|---|
| Daily limit | $50,000 or 50 transactions |
| Yearly limit | $990,000 or 1,040 transactions a year |
Every fee and total shows in the app before you confirm. Full breakdown in the fees overview in our help centre.
FAQ