Kite
Available in 46 countries

Stablecoins for everyday life

Store, Send & Spend Stablecoins with a wallet you control

Download on the App StoreGet it on Google Play

Powered by trusted infrastructure

  • Base
  • Alchemy
  • Dynamic
  • Sumsub
  • ZeroDev
  • Base
  • Alchemy
  • Dynamic
  • Sumsub
  • ZeroDev
  • Base
  • Alchemy
  • Dynamic
  • Sumsub
  • ZeroDev

Kite Cards

Spending made simple

Stable Card
Select Card
Coming soon

Pay contactless in-store or use it online.

  • Annual fee$0
  • Virtual card issuance$0
  • FX fee1.8%
  • Priority support
Compatible with
Google PayAlipayWeChat Pay

Get started

Get your Kite Stable Card in 3 simple steps

  1. 01

    Sign up and verify in 2 minutes

    Verified in ~2 min
  2. 02

    Get your free virtual card instantly

  3. 03

    Load card and ready to spend

Card pricing & benefits

Almost zero fees. Seriously.

No monthly charges. No card issuance fees. No hidden markups. We keep costs near zero so you keep more of your money.

$0Annual fee
46Countries
150M+Merchants
<30sTop-up time

Products

Made for everyday money

Spend

Spend anywhere Visa is accepted

Tap to pay in store or check out online at 150M+ merchants, with Google Pay.

Learn more
Scan & Pay

Pay like a local, anywhere

Scan any local QR and pay instantly with USDC or USDT. Merchants get local currency; you pay in crypto.

Learn more
Network fee$0
Send & receive

Send more, pay less

Send to any wallet on supported chains at a fraction of the cost. Gas fees are on us.

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Wallet

One address for everything

Receive USDC, USDT, ETH, and more across EVM chains. No confusion, no mistakes.

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Swap

Swap at the best rate

Trade stablecoins and tokens across chains at the best available rate, shown upfront.

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Convert

Convert money in seconds

Move between digital assets and everyday money with clear rates before you confirm.

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On & off ramp

Deposit or withdraw money easily

Buy stablecoins with local payment methods or cash out to your bank in minutes.

Learn more

Built for real life, across borders

Crypto natives

Crypto natives

Spend your crypto in real life. Top up with USDC or USDT and use it anywhere.

Truly non-custodial. You own your keys.

Stay in full control of your assets from day one. Distributed security with flexible recovery. Your keys are never held by anyone else.

Multi-party encryption (TSS-MPC)

Your keys are split across multiple parties. No single point of failure.

Social login backup & recovery

Back up with Google or Apple. Recover access without seed phrases.

Export your private key anytime

True non-custodial means you're never locked in.

Questions, answered

Kite is a non-custodial app for everyday stablecoin money: hold, send, and spend digital dollars with a wallet you control, and a Visa card accepted at 150M+ merchants.

Your wallet is non-custodial and secured with multi-party encryption (TSS-MPC). Your keys are never held by anyone else, and you can export them at any time.

Top up with USDC on Base, Ethereum, Arbitrum, BNB Chain & Polygon or USDT on Ethereum, Arbitrum, BNB Chain & Polygon and spend in USD at any merchant that accepts Visa, online or in store, with Google Pay support.

Kite's stable card has zero annual fee, and network fees on transfers are on us with daily limits. We only charge what's necessary to keep the platform running, with no hidden fees.

Kite is live in 46 countries, with cards, Scan & Pay, stablecoin payments and non-custodial wallets available across different markets. Check our countries page for what’s available in your country.

Your money, without borders.

Experience borderless finance with Kite.

Download on the App StoreGet it on Google Play